Total monthly cost of ownership
Cost to Own a Home in Glen Rock, Pennsylvania
A $248,000 home here costs
$2,154per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,275. The real number is $879 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Glen Rock against York County and Pennsylvania
| Measure | Glen Rock | York County |
|---|---|---|
| Median home value | $248,300 | $235,000 |
| Median property tax | $3,943 | $3,947 |
| Effective tax rate | 1.588% | 1.680% |
| Median gross rent | $1,103 | $1,150 |
| Population | 2,313 | 459,312 |
The weather behind that power bill
Glen Rock sits in York County, which averages a high of 87.7°F in its hottest month and a low of 21.3°F in its coldest, with 46.46" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,025 cooling and 5,017 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for York County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in York County
Full York County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Glen Rock?
A $248,000 home in Glen Rock, Pennsylvania costs approximately $2,154 per month with 20% down at 6.66%. That is $1,275 principal and interest, $328 property tax, $83 homeowners insurance, $262 utilities and $207 set aside for maintenance.
What is the property tax rate in Glen Rock?
Glen Rock has an effective property tax rate of 1.588%, based on a median home value of $248,300 and median real estate taxes of $3,943. That is lower than the York County average of 1.680%.
What is the average home price in Glen Rock?
The median owner-occupied home value in Glen Rock, Pennsylvania is $248,300, against $235,000 across York County.
Is it cheaper to rent or buy in Glen Rock?
Median gross rent in Glen Rock is $1,103 a month, against $2,154 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Glen Rock — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.