Total monthly cost of ownership
Cost to Own a Home in Georgetown-Quitman County unified government, Georgia
A $103,000 home here costs
$943per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $530. The real number is $413 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Georgetown-Quitman County unified government against Quitman County and Georgia
| Measure | Georgetown-Quitman County unified government | Quitman County |
|---|---|---|
| Median home value | $103,000 | $103,000 |
| Median property tax | $869 | $869 |
| Effective tax rate | 0.844% | 0.844% |
| Median gross rent | $734 | $734 |
| Population | 2,092 | 2,092 |
The weather behind that power bill
Georgetown-Quitman County unified government sits in Quitman County, which averages a high of 91.5°F in its hottest month and a low of 34.9°F in its coldest, with 55.69" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,120 cooling and 2,184 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Quitman County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Quitman County
No other places of this size are published in Quitman County.
Full Quitman County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Georgetown-Quitman County unified government?
A $103,000 home in Georgetown-Quitman County unified government, Georgia costs approximately $943 per month with 20% down at 6.66%. That is $530 principal and interest, $72 property tax, $45 homeowners insurance, $210 utilities and $86 set aside for maintenance.
What is the property tax rate in Georgetown-Quitman County unified government?
Georgetown-Quitman County unified government has an effective property tax rate of 0.844%, based on a median home value of $103,000 and median real estate taxes of $869. That is in line with the Quitman County average of 0.844%.
What is the average home price in Georgetown-Quitman County unified government?
The median owner-occupied home value in Georgetown-Quitman County unified government, Georgia is $103,000, against $103,000 across Quitman County.
Is it cheaper to rent or buy in Georgetown-Quitman County unified government?
Median gross rent in Georgetown-Quitman County unified government is $734 a month, against $943 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Georgetown-Quitman County unified government — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.