Total monthly cost of ownership
Cost to Own a Home in George West, Texas
A $133,000 home here costs
$1,228per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $684. The real number is $544 higher every month — 80% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
George West against Live Oak County and Texas
| Measure | George West | Live Oak County |
|---|---|---|
| Median home value | $133,400 | $142,300 |
| Median property tax | $1,559 | $1,255 |
| Effective tax rate | 1.169% | 0.882% |
| Median gross rent | $857 | $949 |
| Population | 3,067 | 11,444 |
The weather behind that power bill
George West sits in Live Oak County, which averages a high of 96.6°F in its hottest month and a low of 42.8°F in its coldest, with 26.51" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 3,317 cooling and 1,275 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Live Oak County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Live Oak County
Common questions
How much does it cost to own a home in George West?
A $133,000 home in George West, Texas costs approximately $1,228 per month with 20% down at 6.66%. That is $684 principal and interest, $130 property tax, $88 homeowners insurance, $216 utilities and $111 set aside for maintenance.
What is the property tax rate in George West?
George West has an effective property tax rate of 1.169%, based on a median home value of $133,400 and median real estate taxes of $1,559. That is higher than the Live Oak County average of 0.882%.
What is the average home price in George West?
The median owner-occupied home value in George West, Texas is $133,400, against $142,300 across Live Oak County.
Is it cheaper to rent or buy in George West?
Median gross rent in George West is $857 a month, against $1,228 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for George West — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.