Cost to Own
United StatesWashingtonGrant CountyGeorge Population 1,136 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in George, Washington

A $167,000 home here costs

$1,318

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $859. The real number is $460 higher every month — 54% more than the payment most buyers budget for.

George median: $167,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $133,600 borrowed $859
Property tax0.671% effective rate for George itself $93
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $25
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $139
Total monthly $1,318

George against Grant County and Washington

MeasureGeorgeGrant County
Median home value$167,000$275,700
Median property tax$1,120$2,268
Effective tax rate0.671%0.823%
Median gross rent$833$1,059
Population1,136100,428

The weather behind that power bill

George sits in Grant County, which averages a high of 89.3°F in its hottest month and a low of 23.5°F in its coldest, with 7.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 843 cooling and 5,753 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Grant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Grant County

Full Grant County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in George?

A $167,000 home in George, Washington costs approximately $1,318 per month with 20% down at 6.66%. That is $859 principal and interest, $93 property tax, $25 homeowners insurance, $202 utilities and $139 set aside for maintenance.

What is the property tax rate in George?

George has an effective property tax rate of 0.671%, based on a median home value of $167,000 and median real estate taxes of $1,120. That is lower than the Grant County average of 0.823%.

What is the average home price in George?

The median owner-occupied home value in George, Washington is $167,000, against $275,700 across Grant County.

Is it cheaper to rent or buy in George?

Median gross rent in George is $833 a month, against $1,318 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for George — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology