Cost to Own
United StatesAlaskaKenai Peninsula BoroughFunny River Population 1,127 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Funny River, Alaska

A $187,000 home here costs

$1,637

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $961. The real number is $676 higher every month — 70% more than the payment most buyers budget for.

Funny River median: $186,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $149,600 borrowed $961
Property tax0.952% effective rate for Funny River itself $148
Homeowners insuranceAlaska averages $1,067/yr (NAIC), or 0.321% of home value $50
Electricity28.23¢/kWh — Alaska residential average, EIA $254
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $156
Total monthly $1,637

Funny River against Kenai Peninsula Borough and Alaska

MeasureFunny RiverKenai Peninsula Borough
Median home value$186,900$297,500
Median property tax$1,779$1,974
Effective tax rate0.952%0.664%
Median gross rent$1,163
Population1,12759,843

The weather behind that power bill

Funny River sits in Kenai Peninsula Borough, which averages a high of 63.3°F in its hottest month and a low of 7.4°F in its coldest, with 18.27" of precipitation a year and 48% of it in a single three-month stretch. That climate drives 1 cooling and 10,693 heating degree days, which is what sets the $254 electricity line above.

See the full climate breakdown for Kenai Peninsula Borough — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Kenai Peninsula Borough

Full Kenai Peninsula Borough cost breakdown · Every county in Alaska

Common questions

How much does it cost to own a home in Funny River?

A $187,000 home in Funny River, Alaska costs approximately $1,637 per month with 20% down at 6.66%. That is $961 principal and interest, $148 property tax, $50 homeowners insurance, $322 utilities and $156 set aside for maintenance.

What is the property tax rate in Funny River?

Funny River has an effective property tax rate of 0.952%, based on a median home value of $186,900 and median real estate taxes of $1,779. That is higher than the Kenai Peninsula Borough average of 0.664%.

What is the average home price in Funny River?

The median owner-occupied home value in Funny River, Alaska is $186,900, against $297,500 across Kenai Peninsula Borough.

Is it cheaper to rent or buy in Funny River?

Rent data is not published for Funny River at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Funny River — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Alaska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology