Total monthly cost of ownership
Cost to Own a Home in Fulshear, Texas
A $546,000 home here costs
$4,672per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,807. The real number is $1,865 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fulshear against Fort Bend County and Texas
| Measure | Fulshear | Fort Bend County |
|---|---|---|
| Median home value | $546,200 | $350,300 |
| Median property tax | $10,001 | $6,965 |
| Effective tax rate | 1.831% | 1.988% |
| Median gross rent | $1,889 | $1,770 |
| Population | 26,986 | 859,721 |
The weather behind that power bill
Fulshear sits in Fort Bend County, which averages a high of 95.0°F in its hottest month and a low of 45.3°F in its coldest, with 49.71" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 3,385 cooling and 1,148 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Fort Bend County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fort Bend County
Full Fort Bend County cost breakdown · Every county in Texas
Common questions
How much does it cost to own a home in Fulshear?
A $546,000 home in Fulshear, Texas costs approximately $4,672 per month with 20% down at 6.66%. That is $2,807 principal and interest, $833 property tax, $361 homeowners insurance, $216 utilities and $455 set aside for maintenance.
What is the property tax rate in Fulshear?
Fulshear has an effective property tax rate of 1.831%, based on a median home value of $546,200 and median real estate taxes of $10,001. That is lower than the Fort Bend County average of 1.988%.
What is the average home price in Fulshear?
The median owner-occupied home value in Fulshear, Texas is $546,200, against $350,300 across Fort Bend County.
Is it cheaper to rent or buy in Fulshear?
Median gross rent in Fulshear is $1,889 a month, against $4,672 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fulshear — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.