Total monthly cost of ownership
Cost to Own a Home in Fullerton, Nebraska
A $121,000 home here costs
$1,112per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $622. The real number is $490 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fullerton against Nance County and Nebraska
| Measure | Fullerton | Nance County |
|---|---|---|
| Median home value | $120,700 | $122,800 |
| Median property tax | $1,467 | $1,470 |
| Effective tax rate | 1.215% | 1.197% |
| Median gross rent | $789 | $776 |
| Population | 1,463 | 3,342 |
The weather behind that power bill
Fullerton sits in Nance County, which averages a high of 85.4°F in its hottest month and a low of 13.4°F in its coldest, with 27.69" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 908 cooling and 6,315 heating degree days, which is what sets the $122 electricity line above.
See the full climate breakdown for Nance County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Nance County
No other places of this size are published in Nance County.
Common questions
How much does it cost to own a home in Fullerton?
A $121,000 home in Fullerton, Nebraska costs approximately $1,112 per month with 20% down at 6.66%. That is $622 principal and interest, $123 property tax, $76 homeowners insurance, $190 utilities and $101 set aside for maintenance.
What is the property tax rate in Fullerton?
Fullerton has an effective property tax rate of 1.215%, based on a median home value of $120,700 and median real estate taxes of $1,467. That is higher than the Nance County average of 1.197%.
What is the average home price in Fullerton?
The median owner-occupied home value in Fullerton, Nebraska is $120,700, against $122,800 across Nance County.
Is it cheaper to rent or buy in Fullerton?
Median gross rent in Fullerton is $789 a month, against $1,112 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fullerton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Nebraska.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.