Total monthly cost of ownership
Cost to Own a Home in Foxcliff Estates, Indiana
A $468,000 home here costs
$3,399per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,406. The real number is $993 higher every month — 41% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Foxcliff Estates against Morgan County and Indiana
| Measure | Foxcliff Estates | Morgan County |
|---|---|---|
| Median home value | $468,300 | $220,100 |
| Median property tax | $2,065 | $1,056 |
| Effective tax rate | 0.441% | 0.480% |
| Median gross rent | — | $988 |
| Population | 1,693 | 72,202 |
The weather behind that power bill
Foxcliff Estates sits in Morgan County, which averages a high of 83.9°F in its hottest month and a low of 18.9°F in its coldest, with 45.49" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 837 cooling and 5,647 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Morgan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Morgan County
Common questions
How much does it cost to own a home in Foxcliff Estates?
A $468,000 home in Foxcliff Estates, Indiana costs approximately $3,399 per month with 20% down at 6.66%. That is $2,406 principal and interest, $172 property tax, $200 homeowners insurance, $231 utilities and $390 set aside for maintenance.
What is the property tax rate in Foxcliff Estates?
Foxcliff Estates has an effective property tax rate of 0.441%, based on a median home value of $468,300 and median real estate taxes of $2,065. That is lower than the Morgan County average of 0.480%.
What is the average home price in Foxcliff Estates?
The median owner-occupied home value in Foxcliff Estates, Indiana is $468,300, against $220,100 across Morgan County.
Is it cheaper to rent or buy in Foxcliff Estates?
Rent data is not published for Foxcliff Estates at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Foxcliff Estates — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.