Total monthly cost of ownership
Cost to Own a Home in Fort Belknap Agency, Montana
A $73,000 home here costs
$754per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $375. The real number is $378 higher every month — 101% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fort Belknap Agency against Blaine County and Montana
| Measure | Fort Belknap Agency | Blaine County |
|---|---|---|
| Median home value | $73,000 | $124,900 |
| Median property tax | — | $1,901 |
| Effective tax rate | 1.522% | 1.522% |
| Median gross rent | $344 | $689 |
| Population | 1,434 | 6,997 |
The weather behind that power bill
Fort Belknap Agency sits in Blaine County, which averages a high of 84.3°F in its hottest month and a low of 5.9°F in its coldest, with 13.49" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 347 cooling and 8,474 heating degree days, which is what sets the $132 electricity line above.
See the full climate breakdown for Blaine County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Blaine County
Common questions
How much does it cost to own a home in Fort Belknap Agency?
A $73,000 home in Fort Belknap Agency, Montana costs approximately $754 per month with 20% down at 6.66%. That is $375 principal and interest, $93 property tax, $25 homeowners insurance, $200 utilities and $61 set aside for maintenance.
What is the property tax rate in Fort Belknap Agency?
Place-level tax data is not published for Fort Belknap Agency, so the Blaine County rate of 1.522% applies here.
What is the average home price in Fort Belknap Agency?
The median owner-occupied home value in Fort Belknap Agency, Montana is $73,000, against $124,900 across Blaine County.
Is it cheaper to rent or buy in Fort Belknap Agency?
Median gross rent in Fort Belknap Agency is $344 a month, against $754 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fort Belknap Agency — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Montana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.