Total monthly cost of ownership
Cost to Own a Home in Fordoche, Louisiana
A $200,000 home here costs
$1,613per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,028. The real number is $585 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Fordoche against Pointe Coupee Parish and Louisiana
| Measure | Fordoche | Pointe Coupee Parish |
|---|---|---|
| Median home value | $199,700 | $174,500 |
| Median property tax | $510 | $491 |
| Effective tax rate | 0.255% | 0.281% |
| Median gross rent | $677 | $794 |
| Population | 1,010 | 20,438 |
The weather behind that power bill
Fordoche sits in Pointe Coupee Parish, which averages a high of 92.4°F in its hottest month and a low of 41.9°F in its coldest, with 58.54" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,940 cooling and 1,522 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Pointe Coupee Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Pointe Coupee Parish
Full Pointe Coupee Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Fordoche?
A $200,000 home in Fordoche, Louisiana costs approximately $1,613 per month with 20% down at 6.66%. That is $1,028 principal and interest, $43 property tax, $181 homeowners insurance, $195 utilities and $167 set aside for maintenance.
What is the property tax rate in Fordoche?
Fordoche has an effective property tax rate of 0.255%, based on a median home value of $199,700 and median real estate taxes of $510. That is lower than the Pointe Coupee Parish average of 0.281%.
What is the average home price in Fordoche?
The median owner-occupied home value in Fordoche, Louisiana is $199,700, against $174,500 across Pointe Coupee Parish.
Is it cheaper to rent or buy in Fordoche?
Median gross rent in Fordoche is $677 a month, against $1,613 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Fordoche — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.