Cost to Own
United StatesArkansasMarion CountyFlippin Population 1,305 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Flippin, Arkansas

A $112,000 home here costs

$1,009

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $576. The real number is $434 higher every month — 75% more than the payment most buyers budget for.

Flippin median: $111,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $89,600 borrowed $576
Property tax0.638% effective rate for Flippin itself $60
Homeowners insuranceArkansas averages $1,611/yr (NAIC), or 0.896% of home value $84
Electricity14.36¢/kWh — Arkansas residential average, EIA $129
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $93
Total monthly $1,009

Flippin against Marion County and Arkansas

MeasureFlippinMarion County
Median home value$111,800$158,400
Median property tax$713$813
Effective tax rate0.638%0.513%
Median gross rent$731$792
Population1,30517,076

The weather behind that power bill

Flippin sits in Marion County, which averages a high of 89.7°F in its hottest month and a low of 27.5°F in its coldest, with 41.19" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,594 cooling and 3,815 heating degree days, which is what sets the $129 electricity line above.

See the full climate breakdown for Marion County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Marion County

Full Marion County cost breakdown · Every county in Arkansas

Common questions

How much does it cost to own a home in Flippin?

A $112,000 home in Flippin, Arkansas costs approximately $1,009 per month with 20% down at 6.66%. That is $576 principal and interest, $60 property tax, $84 homeowners insurance, $197 utilities and $93 set aside for maintenance.

What is the property tax rate in Flippin?

Flippin has an effective property tax rate of 0.638%, based on a median home value of $111,800 and median real estate taxes of $713. That is higher than the Marion County average of 0.513%.

What is the average home price in Flippin?

The median owner-occupied home value in Flippin, Arkansas is $111,800, against $158,400 across Marion County.

Is it cheaper to rent or buy in Flippin?

Median gross rent in Flippin is $731 a month, against $1,009 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Flippin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Arkansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology