Cost to Own
United StatesMassachusettsWorcester CountyFiskdale Population 2,564 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Fiskdale, Massachusetts

A $359,000 home here costs

$3,068

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,846. The real number is $1,223 higher every month — 66% more than the payment most buyers budget for.

Fiskdale median: $359,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $287,200 borrowed $1,846
Property tax1.684% effective rate for Fiskdale itself $504
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $93
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $299
Total monthly $3,068

Fiskdale against Worcester County and Massachusetts

MeasureFiskdaleWorcester County
Median home value$359,200$390,700
Median property tax$6,048$5,207
Effective tax rate1.684%1.333%
Median gross rent$1,071$1,347
Population2,564861,664

The weather behind that power bill

Fiskdale sits in Worcester County, which averages a high of 79.8°F in its hottest month and a low of 17.1°F in its coldest, with 48.26" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 503 cooling and 6,622 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Worcester County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Worcester County

Full Worcester County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in Fiskdale?

A $359,000 home in Fiskdale, Massachusetts costs approximately $3,068 per month with 20% down at 6.66%. That is $1,846 principal and interest, $504 property tax, $93 homeowners insurance, $327 utilities and $299 set aside for maintenance.

What is the property tax rate in Fiskdale?

Fiskdale has an effective property tax rate of 1.684%, based on a median home value of $359,200 and median real estate taxes of $6,048. That is higher than the Worcester County average of 1.333%.

What is the average home price in Fiskdale?

The median owner-occupied home value in Fiskdale, Massachusetts is $359,200, against $390,700 across Worcester County.

Is it cheaper to rent or buy in Fiskdale?

Median gross rent in Fiskdale is $1,071 a month, against $3,068 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Fiskdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology