Total monthly cost of ownership
Cost to Own a Home in Falfurrias, Texas
A $79,000 home here costs
$833per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $406. The real number is $427 higher every month — 105% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Falfurrias against Brooks County and Texas
| Measure | Falfurrias | Brooks County |
|---|---|---|
| Median home value | $78,500 | $82,700 |
| Median property tax | $1,110 | $1,042 |
| Effective tax rate | 1.414% | 1.260% |
| Median gross rent | $491 | $487 |
| Population | 4,443 | 6,987 |
The weather behind that power bill
Falfurrias sits in Brooks County, which averages a high of 97.9°F in its hottest month and a low of 43.4°F in its coldest, with 27.39" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 3,656 cooling and 999 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Brooks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Brooks County
No other places of this size are published in Brooks County.
Common questions
How much does it cost to own a home in Falfurrias?
A $79,000 home in Falfurrias, Texas costs approximately $833 per month with 20% down at 6.66%. That is $406 principal and interest, $93 property tax, $52 homeowners insurance, $216 utilities and $66 set aside for maintenance.
What is the property tax rate in Falfurrias?
Falfurrias has an effective property tax rate of 1.414%, based on a median home value of $78,500 and median real estate taxes of $1,110. That is higher than the Brooks County average of 1.260%.
What is the average home price in Falfurrias?
The median owner-occupied home value in Falfurrias, Texas is $78,500, against $82,700 across Brooks County.
Is it cheaper to rent or buy in Falfurrias?
Median gross rent in Falfurrias is $491 a month, against $833 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Falfurrias — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.