Total monthly cost of ownership
Cost to Own a Home in Evanston, Wyoming
A $236,000 home here costs
$1,809per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,213. The real number is $596 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Evanston against Uinta County and Wyoming
| Measure | Evanston | Uinta County |
|---|---|---|
| Median home value | $236,400 | $255,400 |
| Median property tax | $1,354 | $1,389 |
| Effective tax rate | 0.573% | 0.544% |
| Median gross rent | $841 | $882 |
| Population | 11,803 | 20,605 |
The weather behind that power bill
Evanston sits in Uinta County, which averages a high of 79.7°F in its hottest month and a low of 10.6°F in its coldest, with 11.03" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 45 cooling and 8,848 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Uinta County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Uinta County
Common questions
How much does it cost to own a home in Evanston?
A $236,000 home in Evanston, Wyoming costs approximately $1,809 per month with 20% down at 6.66%. That is $1,213 principal and interest, $113 property tax, $86 homeowners insurance, $201 utilities and $197 set aside for maintenance.
What is the property tax rate in Evanston?
Evanston has an effective property tax rate of 0.573%, based on a median home value of $236,400 and median real estate taxes of $1,354. That is higher than the Uinta County average of 0.544%.
What is the average home price in Evanston?
The median owner-occupied home value in Evanston, Wyoming is $236,400, against $255,400 across Uinta County.
Is it cheaper to rent or buy in Evanston?
Median gross rent in Evanston is $841 a month, against $1,809 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Evanston — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.