Total monthly cost of ownership
Cost to Own a Home in Eureka, Kansas
A $73,000 home here costs
$779per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $375. The real number is $403 higher every month — 107% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Eureka against Greenwood County and Kansas
| Measure | Eureka | Greenwood County |
|---|---|---|
| Median home value | $73,100 | $82,600 |
| Median property tax | $1,152 | $1,360 |
| Effective tax rate | 1.576% | 1.646% |
| Median gross rent | $706 | $710 |
| Population | 2,271 | 5,956 |
The weather behind that power bill
Eureka sits in Greenwood County, which averages a high of 90.3°F in its hottest month and a low of 18.8°F in its coldest, with 39.97" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 1,392 cooling and 4,890 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Greenwood County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greenwood County
No other places of this size are published in Greenwood County.
Full Greenwood County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Eureka?
A $73,000 home in Eureka, Kansas costs approximately $779 per month with 20% down at 6.66%. That is $375 principal and interest, $96 property tax, $43 homeowners insurance, $204 utilities and $61 set aside for maintenance.
What is the property tax rate in Eureka?
Eureka has an effective property tax rate of 1.576%, based on a median home value of $73,100 and median real estate taxes of $1,152. That is lower than the Greenwood County average of 1.646%.
What is the average home price in Eureka?
The median owner-occupied home value in Eureka, Kansas is $73,100, against $82,600 across Greenwood County.
Is it cheaper to rent or buy in Eureka?
Median gross rent in Eureka is $706 a month, against $779 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Eureka — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.