Total monthly cost of ownership
Cost to Own a Home in Eupora, Mississippi
A $97,000 home here costs
$996per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $42,500 a year.
A standard mortgage calculator would have told you $529. The real number is $467 higher every month, 88% more than the payment most buyers budget for.
Compare Webster County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Eupora from a five-year rolling sample, and with about 2,036 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Webster County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Eupora against Webster County and Mississippi
| Measure | Eupora | Webster County |
|---|---|---|
| Median home value | $96,800 | $109,500 |
| Median property tax | $766 | $629 |
| Effective tax rate | 0.791% | 0.574% |
| Median gross rent | $368 | $618 |
| Population | 2,036 | 9,942 |
The weather behind that power bill
Eupora sits in Webster County, which averages a high of 90.2°F in its hottest month and a low of 31.6°F in its coldest, with 58.7" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,890 cooling and 2,969 heating degree days, which is what sets the $167 electricity line above.
See the full climate breakdown for Webster County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Webster County
No other places of this size are published in Webster County.
Full Webster County cost breakdown · Every county in Mississippi
Talk to someone who works this market
These are Eupora averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Eupora every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Eupora I already own here and may sell
Common questions
How much does it cost to own a home in Eupora?
A $97,000 home in Eupora, Mississippi costs approximately $996 per month with 20% down at 7.24%. That is $529 principal and interest, $64 property tax, $88 homeowners insurance, $235 utilities and $81 set aside for maintenance.
What is the property tax rate in Eupora?
Eupora has an effective property tax rate of 0.791%, based on a median home value of $96,800 and median real estate taxes of $766. That is higher than the Webster County average of 0.574%.
What is the average home price in Eupora?
The median owner-occupied home value in Eupora, Mississippi is $96,800, against $109,500 across Webster County.
Is it cheaper to rent or buy in Eupora?
Median gross rent in Eupora is $368 a month, against $996 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Eupora?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Eupora, Mississippi at today's rate takes a household income of roughly $42,500 a year. That covers the full $996 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Eupora, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Mississippi.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.