Cost to Own
United StatesKansasDouglas CountyEudora Population 6,036 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Eudora, Kansas

A $232,000 home here costs

$1,978

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,193. The real number is $786 higher every month — 66% more than the payment most buyers budget for.

Eudora median: $231,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $185,600 borrowed $1,193
Property tax1.309% effective rate for Eudora itself $253
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $135
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $193
Total monthly $1,978

Eudora against Douglas County and Kansas

MeasureEudoraDouglas County
Median home value$231,500$281,600
Median property tax$3,031$3,508
Effective tax rate1.309%1.246%
Median gross rent$1,242$1,066
Population6,036119,547

The weather behind that power bill

Eudora sits in Douglas County, which averages a high of 87.7°F in its hottest month and a low of 18.4°F in its coldest, with 37.74" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 1,299 cooling and 5,212 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Douglas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Douglas County

Full Douglas County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Eudora?

A $232,000 home in Eudora, Kansas costs approximately $1,978 per month with 20% down at 6.66%. That is $1,193 principal and interest, $253 property tax, $135 homeowners insurance, $204 utilities and $193 set aside for maintenance.

What is the property tax rate in Eudora?

Eudora has an effective property tax rate of 1.309%, based on a median home value of $231,500 and median real estate taxes of $3,031. That is higher than the Douglas County average of 1.246%.

What is the average home price in Eudora?

The median owner-occupied home value in Eudora, Kansas is $231,500, against $281,600 across Douglas County.

Is it cheaper to rent or buy in Eudora?

Median gross rent in Eudora is $1,242 a month, against $1,978 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Eudora — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology