Total monthly cost of ownership
Cost to Own a Home in Escatawpa, Mississippi
A $90,000 home here costs
$887per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $463. The real number is $424 higher every month — 92% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Escatawpa against Jackson County and Mississippi
| Measure | Escatawpa | Jackson County |
|---|---|---|
| Median home value | $89,800 | $181,700 |
| Median property tax | $652 | $1,332 |
| Effective tax rate | 0.726% | 0.733% |
| Median gross rent | $1,318 | $1,087 |
| Population | 3,626 | 144,437 |
The weather behind that power bill
Escatawpa sits in Jackson County, which averages a high of 90.9°F in its hottest month and a low of 40.9°F in its coldest, with 61.73" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 2,614 cooling and 1,558 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jackson County
Full Jackson County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Escatawpa?
A $90,000 home in Escatawpa, Mississippi costs approximately $887 per month with 20% down at 6.66%. That is $463 principal and interest, $54 property tax, $82 homeowners insurance, $213 utilities and $75 set aside for maintenance.
What is the property tax rate in Escatawpa?
Escatawpa has an effective property tax rate of 0.726%, based on a median home value of $89,800 and median real estate taxes of $652. That is in line with the Jackson County average of 0.733%.
What is the average home price in Escatawpa?
The median owner-occupied home value in Escatawpa, Mississippi is $89,800, against $181,700 across Jackson County.
Is it cheaper to rent or buy in Escatawpa?
Median gross rent in Escatawpa is $1,318 a month, against $887 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Escatawpa — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.