Cost to Own
United StatesOhioClark CountyEnon Population 2,503 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Enon, Ohio

A $195,000 home here costs

$1,738

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,002. The real number is $735 higher every month — 73% more than the payment most buyers budget for.

Enon median: $195,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $156,000 borrowed $1,002
Property tax1.580% effective rate for Enon itself $257
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $72
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $163
Total monthly $1,738

Enon against Clark County and Ohio

MeasureEnonClark County
Median home value$195,400$155,900
Median property tax$3,087$1,943
Effective tax rate1.580%1.246%
Median gross rent$728$840
Population2,503135,445

The weather behind that power bill

Enon sits in Clark County, which averages a high of 83.9°F in its hottest month and a low of 18.5°F in its coldest, with 40.25" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 802 cooling and 5,808 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Clark County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Clark County

Full Clark County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Enon?

A $195,000 home in Enon, Ohio costs approximately $1,738 per month with 20% down at 6.66%. That is $1,002 principal and interest, $257 property tax, $72 homeowners insurance, $243 utilities and $163 set aside for maintenance.

What is the property tax rate in Enon?

Enon has an effective property tax rate of 1.580%, based on a median home value of $195,400 and median real estate taxes of $3,087. That is higher than the Clark County average of 1.246%.

What is the average home price in Enon?

The median owner-occupied home value in Enon, Ohio is $195,400, against $155,900 across Clark County.

Is it cheaper to rent or buy in Enon?

Median gross rent in Enon is $728 a month, against $1,738 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Enon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology