Total monthly cost of ownership
Cost to Own a Home in Enoch, Utah
A $335,000 home here costs
$2,345per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,722. The real number is $623 higher every month — 36% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Enoch against Iron County and Utah
| Measure | Enoch | Iron County |
|---|---|---|
| Median home value | $335,200 | $342,900 |
| Median property tax | $1,310 | $1,444 |
| Effective tax rate | 0.391% | 0.421% |
| Median gross rent | $1,129 | $1,008 |
| Population | 7,856 | 60,201 |
The weather behind that power bill
Enoch sits in Iron County, which averages a high of 91.0°F in its hottest month and a low of 16.3°F in its coldest, with 11.04" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 678 cooling and 6,002 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Iron County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Iron County
Common questions
How much does it cost to own a home in Enoch?
A $335,000 home in Enoch, Utah costs approximately $2,345 per month with 20% down at 6.66%. That is $1,722 principal and interest, $109 property tax, $50 homeowners insurance, $185 utilities and $279 set aside for maintenance.
What is the property tax rate in Enoch?
Enoch has an effective property tax rate of 0.391%, based on a median home value of $335,200 and median real estate taxes of $1,310. That is lower than the Iron County average of 0.421%.
What is the average home price in Enoch?
The median owner-occupied home value in Enoch, Utah is $335,200, against $342,900 across Iron County.
Is it cheaper to rent or buy in Enoch?
Median gross rent in Enoch is $1,129 a month, against $2,345 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Enoch — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.