Total monthly cost of ownership
Cost to Own a Home in Encantada-Ranchito-El Calaboz, Texas
A $67,000 home here costs
$715per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $344. The real number is $370 higher every month — 107% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Encantada-Ranchito-El Calaboz against Cameron County and Texas
| Measure | Encantada-Ranchito-El Calaboz | Cameron County |
|---|---|---|
| Median home value | $66,700 | $120,000 |
| Median property tax | $647 | $1,946 |
| Effective tax rate | 0.970% | 1.622% |
| Median gross rent | — | $899 |
| Population | 2,328 | 423,192 |
The weather behind that power bill
Encantada-Ranchito-El Calaboz sits in Cameron County, which averages a high of 93.4°F in its hottest month and a low of 51.9°F in its coldest, with 23.25" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 4,140 cooling and 527 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Cameron County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cameron County
Common questions
How much does it cost to own a home in Encantada-Ranchito-El Calaboz?
A $67,000 home in Encantada-Ranchito-El Calaboz, Texas costs approximately $715 per month with 20% down at 6.66%. That is $344 principal and interest, $54 property tax, $44 homeowners insurance, $216 utilities and $56 set aside for maintenance.
What is the property tax rate in Encantada-Ranchito-El Calaboz?
Encantada-Ranchito-El Calaboz has an effective property tax rate of 0.970%, based on a median home value of $66,700 and median real estate taxes of $647. That is lower than the Cameron County average of 1.622%.
What is the average home price in Encantada-Ranchito-El Calaboz?
The median owner-occupied home value in Encantada-Ranchito-El Calaboz, Texas is $66,700, against $120,000 across Cameron County.
Is it cheaper to rent or buy in Encantada-Ranchito-El Calaboz?
Rent data is not published for Encantada-Ranchito-El Calaboz at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Encantada-Ranchito-El Calaboz — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.