Total monthly cost of ownership
Cost to Own a Home in Ellport, Pennsylvania
A $155,000 home here costs
$1,419per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $797. The real number is $623 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ellport against Lawrence County and Pennsylvania
| Measure | Ellport | Lawrence County |
|---|---|---|
| Median home value | $154,800 | $136,700 |
| Median property tax | $2,156 | $1,983 |
| Effective tax rate | 1.393% | 1.451% |
| Median gross rent | $819 | $778 |
| Population | 1,125 | 85,423 |
The weather behind that power bill
Ellport sits in Lawrence County, which averages a high of 85.9°F in its hottest month and a low of 19.0°F in its coldest, with 41.78" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 781 cooling and 5,800 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Lawrence County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Lawrence County
Full Lawrence County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Ellport?
A $155,000 home in Ellport, Pennsylvania costs approximately $1,419 per month with 20% down at 6.66%. That is $797 principal and interest, $180 property tax, $52 homeowners insurance, $262 utilities and $129 set aside for maintenance.
What is the property tax rate in Ellport?
Ellport has an effective property tax rate of 1.393%, based on a median home value of $154,800 and median real estate taxes of $2,156. That is lower than the Lawrence County average of 1.451%.
What is the average home price in Ellport?
The median owner-occupied home value in Ellport, Pennsylvania is $154,800, against $136,700 across Lawrence County.
Is it cheaper to rent or buy in Ellport?
Median gross rent in Ellport is $819 a month, against $1,419 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ellport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.