Total monthly cost of ownership
Cost to Own a Home in Ellerslie, Georgia
A $276,000 home here costs
$2,160per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,419. The real number is $741 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Ellerslie against Harris County and Georgia
| Measure | Ellerslie | Harris County |
|---|---|---|
| Median home value | $276,300 | $278,700 |
| Median property tax | $2,177 | $2,470 |
| Effective tax rate | 0.788% | 0.886% |
| Median gross rent | — | $941 |
| Population | 1,036 | 35,509 |
The weather behind that power bill
Ellerslie sits in Harris County, which averages a high of 92.9°F in its hottest month and a low of 38.2°F in its coldest, with 48.82" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,534 cooling and 1,942 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Harris County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Harris County
Common questions
How much does it cost to own a home in Ellerslie?
A $276,000 home in Ellerslie, Georgia costs approximately $2,160 per month with 20% down at 6.66%. That is $1,419 principal and interest, $181 property tax, $120 homeowners insurance, $210 utilities and $230 set aside for maintenance.
What is the property tax rate in Ellerslie?
Ellerslie has an effective property tax rate of 0.788%, based on a median home value of $276,300 and median real estate taxes of $2,177. That is lower than the Harris County average of 0.886%.
What is the average home price in Ellerslie?
The median owner-occupied home value in Ellerslie, Georgia is $276,300, against $278,700 across Harris County.
Is it cheaper to rent or buy in Ellerslie?
Rent data is not published for Ellerslie at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Ellerslie — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.