Total monthly cost of ownership
Cost to Own a Home in Edwardsville, Kansas
A $166,000 home here costs
$1,524per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $853. The real number is $671 higher every month — 79% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Edwardsville against Wyandotte County and Kansas
| Measure | Edwardsville | Wyandotte County |
|---|---|---|
| Median home value | $165,700 | $152,700 |
| Median property tax | $2,774 | $2,240 |
| Effective tax rate | 1.674% | 1.467% |
| Median gross rent | $984 | $1,070 |
| Population | 4,721 | 167,277 |
The weather behind that power bill
Edwardsville sits in Wyandotte County, which averages a high of 90.2°F in its hottest month and a low of 22.2°F in its coldest, with 38.13" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,708 cooling and 4,613 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Wyandotte County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wyandotte County
Full Wyandotte County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Edwardsville?
A $166,000 home in Edwardsville, Kansas costs approximately $1,524 per month with 20% down at 6.66%. That is $853 principal and interest, $232 property tax, $97 homeowners insurance, $204 utilities and $138 set aside for maintenance.
What is the property tax rate in Edwardsville?
Edwardsville has an effective property tax rate of 1.674%, based on a median home value of $165,700 and median real estate taxes of $2,774. That is higher than the Wyandotte County average of 1.467%.
What is the average home price in Edwardsville?
The median owner-occupied home value in Edwardsville, Kansas is $165,700, against $152,700 across Wyandotte County.
Is it cheaper to rent or buy in Edwardsville?
Median gross rent in Edwardsville is $984 a month, against $1,524 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Edwardsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.