Cost to Own
United StatesOhioWilliams CountyEdon Population 1,037 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Edon, Ohio

A $105,000 home here costs

$1,017

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $540. The real number is $477 higher every month — 88% more than the payment most buyers budget for.

Edon median: $105,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $84,000 borrowed $540
Property tax1.222% effective rate for Edon itself $107
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $39
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $88
Total monthly $1,017

Edon against Williams County and Ohio

MeasureEdonWilliams County
Median home value$105,400$140,000
Median property tax$1,288$1,624
Effective tax rate1.222%1.160%
Median gross rent$938$805
Population1,03736,862

The weather behind that power bill

Edon sits in Williams County, which averages a high of 83.4°F in its hottest month and a low of 16.6°F in its coldest, with 37.92" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 706 cooling and 6,460 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Williams County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Williams County

Full Williams County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Edon?

A $105,000 home in Edon, Ohio costs approximately $1,017 per month with 20% down at 6.66%. That is $540 principal and interest, $107 property tax, $39 homeowners insurance, $243 utilities and $88 set aside for maintenance.

What is the property tax rate in Edon?

Edon has an effective property tax rate of 1.222%, based on a median home value of $105,400 and median real estate taxes of $1,288. That is higher than the Williams County average of 1.160%.

What is the average home price in Edon?

The median owner-occupied home value in Edon, Ohio is $105,400, against $140,000 across Williams County.

Is it cheaper to rent or buy in Edon?

Median gross rent in Edon is $938 a month, against $1,017 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Edon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology