Total monthly cost of ownership
Cost to Own a Home in Edgerton, Kansas
A $197,000 home here costs
$1,712per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,013. The real number is $699 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Edgerton against Johnson County and Kansas
| Measure | Edgerton | Johnson County |
|---|---|---|
| Median home value | $196,700 | $366,000 |
| Median property tax | $2,593 | $4,221 |
| Effective tax rate | 1.318% | 1.153% |
| Median gross rent | $1,201 | $1,385 |
| Population | 1,787 | 614,764 |
The weather behind that power bill
Edgerton sits in Johnson County, which averages a high of 87.5°F in its hottest month and a low of 21.2°F in its coldest, with 37.74" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 1,351 cooling and 4,926 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Johnson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Johnson County
Common questions
How much does it cost to own a home in Edgerton?
A $197,000 home in Edgerton, Kansas costs approximately $1,712 per month with 20% down at 6.66%. That is $1,013 principal and interest, $216 property tax, $115 homeowners insurance, $204 utilities and $164 set aside for maintenance.
What is the property tax rate in Edgerton?
Edgerton has an effective property tax rate of 1.318%, based on a median home value of $196,700 and median real estate taxes of $2,593. That is higher than the Johnson County average of 1.153%.
What is the average home price in Edgerton?
The median owner-occupied home value in Edgerton, Kansas is $196,700, against $366,000 across Johnson County.
Is it cheaper to rent or buy in Edgerton?
Median gross rent in Edgerton is $1,201 a month, against $1,712 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Edgerton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.