Cost to Own
United StatesMichiganIngham CountyEdgemont Park Population 2,367 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Edgemont Park, Michigan

A $162,000 home here costs

$1,552

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $833. The real number is $720 higher every month — 86% more than the payment most buyers budget for.

Edgemont Park median: $161,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $129,600 borrowed $833
Property tax1.913% effective rate for Edgemont Park itself $258
Homeowners insuranceMichigan averages $993/yr (NAIC), or 0.448% of home value $60
Electricity22.01¢/kWh — Michigan residential average, EIA $198
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $135
Total monthly $1,552

Edgemont Park against Ingham County and Michigan

MeasureEdgemont ParkIngham County
Median home value$161,800$187,500
Median property tax$3,096$3,488
Effective tax rate1.913%1.860%
Median gross rent$776$1,058
Population2,367282,015

The weather behind that power bill

Edgemont Park sits in Ingham County, which averages a high of 83.0°F in its hottest month and a low of 17.5°F in its coldest, with 34.32" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 707 cooling and 6,411 heating degree days, which is what sets the $198 electricity line above.

See the full climate breakdown for Ingham County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Ingham County

Full Ingham County cost breakdown · Every county in Michigan

Common questions

How much does it cost to own a home in Edgemont Park?

A $162,000 home in Edgemont Park, Michigan costs approximately $1,552 per month with 20% down at 6.66%. That is $833 principal and interest, $258 property tax, $60 homeowners insurance, $266 utilities and $135 set aside for maintenance.

What is the property tax rate in Edgemont Park?

Edgemont Park has an effective property tax rate of 1.913%, based on a median home value of $161,800 and median real estate taxes of $3,096. That is higher than the Ingham County average of 1.860%.

What is the average home price in Edgemont Park?

The median owner-occupied home value in Edgemont Park, Michigan is $161,800, against $187,500 across Ingham County.

Is it cheaper to rent or buy in Edgemont Park?

Median gross rent in Edgemont Park is $776 a month, against $1,552 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Edgemont Park — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Michigan.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology