Cost to Own
United StatesTexasTarrant CountyEdgecliff Village Population 3,752 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Edgecliff Village, Texas

A $260,000 home here costs

$2,250

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,337. The real number is $914 higher every month — 68% more than the payment most buyers budget for.

Edgecliff Village median: $259,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $208,000 borrowed $1,337
Property tax1.427% effective rate for Edgecliff Village itself $309
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $172
Electricity16.44¢/kWh — Texas residential average, EIA $148
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $217
Total monthly $2,250

Edgecliff Village against Tarrant County and Texas

MeasureEdgecliff VillageTarrant County
Median home value$259,700$294,100
Median property tax$3,707$5,211
Effective tax rate1.427%1.772%
Median gross rent$1,793$1,447
Population3,7522,135,743

The weather behind that power bill

Edgecliff Village sits in Tarrant County, which averages a high of 97.1°F in its hottest month and a low of 37.9°F in its coldest, with 38.32" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 3,125 cooling and 1,992 heating degree days, which is what sets the $148 electricity line above.

See the full climate breakdown for Tarrant County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tarrant County

Full Tarrant County cost breakdown · Every county in Texas

Common questions

How much does it cost to own a home in Edgecliff Village?

A $260,000 home in Edgecliff Village, Texas costs approximately $2,250 per month with 20% down at 6.66%. That is $1,337 principal and interest, $309 property tax, $172 homeowners insurance, $216 utilities and $217 set aside for maintenance.

What is the property tax rate in Edgecliff Village?

Edgecliff Village has an effective property tax rate of 1.427%, based on a median home value of $259,700 and median real estate taxes of $3,707. That is lower than the Tarrant County average of 1.772%.

What is the average home price in Edgecliff Village?

The median owner-occupied home value in Edgecliff Village, Texas is $259,700, against $294,100 across Tarrant County.

Is it cheaper to rent or buy in Edgecliff Village?

Median gross rent in Edgecliff Village is $1,793 a month, against $2,250 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Edgecliff Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Texas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology