Cost to Own
United StatesMichiganKalamazoo CountyEastwood Population 6,704 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Eastwood, Michigan

A $134,000 home here costs

$1,291

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $689. The real number is $602 higher every month — 87% more than the payment most buyers budget for.

Eastwood median: $133,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $107,200 borrowed $689
Property tax1.562% effective rate for Eastwood itself $174
Homeowners insuranceMichigan averages $993/yr (NAIC), or 0.448% of home value $50
Electricity22.01¢/kWh — Michigan residential average, EIA $198
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $112
Total monthly $1,291

Eastwood against Kalamazoo County and Michigan

MeasureEastwoodKalamazoo County
Median home value$133,800$227,500
Median property tax$2,090$3,378
Effective tax rate1.562%1.485%
Median gross rent$1,028$1,049
Population6,704261,437

The weather behind that power bill

Eastwood sits in Kalamazoo County, which averages a high of 83.1°F in its hottest month and a low of 18.1°F in its coldest, with 33.23" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 710 cooling and 6,326 heating degree days, which is what sets the $198 electricity line above.

See the full climate breakdown for Kalamazoo County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Kalamazoo County

Full Kalamazoo County cost breakdown · Every county in Michigan

Common questions

How much does it cost to own a home in Eastwood?

A $134,000 home in Eastwood, Michigan costs approximately $1,291 per month with 20% down at 6.66%. That is $689 principal and interest, $174 property tax, $50 homeowners insurance, $266 utilities and $112 set aside for maintenance.

What is the property tax rate in Eastwood?

Eastwood has an effective property tax rate of 1.562%, based on a median home value of $133,800 and median real estate taxes of $2,090. That is higher than the Kalamazoo County average of 1.485%.

What is the average home price in Eastwood?

The median owner-occupied home value in Eastwood, Michigan is $133,800, against $227,500 across Kalamazoo County.

Is it cheaper to rent or buy in Eastwood?

Median gross rent in Eastwood is $1,028 a month, against $1,291 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Eastwood — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Michigan.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology