Cost to Own
United States › Washington › Douglas County › East Wenatchee Population 14,114 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $885 a month in taxes, insurance, utilities and upkeep. See the full Douglas County picture

Total monthly cost of ownership

Cost to Own a Home in East Wenatchee, Washington

A $414,000 home here costs

$3,142

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $134,500 a year.

P&I 72%Tax 9%Insurance 2%Utilities 7%Upkeep 11%

A standard mortgage calculator would have told you $2,257. The real number is $885 higher every month, 39% more than the payment most buyers budget for.

Compare Douglas County with anywhere in America · full county breakdown

East Wenatchee median: $414,000
Under 20% adds PMI
Freddie Mac PMMS
WA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $331,200 borrowed $2,257
Property tax0.786% effective rate for East Wenatchee itself $271
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $61
Electricity14.63ยข/kWh, Washington residential average, EIA $140
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $345
Total monthly $3,142

East Wenatchee against Douglas County and Washington

MeasureEast WenatcheeDouglas County
Median home value$414,000$402,900
Median property tax$3,255$3,168
Effective tax rate0.786%0.786%
Median gross rent$1,284$1,234
Population14,11443,733

The weather behind that power bill

East Wenatchee sits in Douglas County, which averages a high of 89.3°F in its hottest month and a low of 23.5°F in its coldest, with 7.58" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 843 cooling and 5,753 heating degree days, which is what sets the $140 electricity line above.

See the full climate breakdown for Douglas County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Douglas County

Full Douglas County cost breakdown · Every county in Washington

Talk to someone who works this market

These are East Wenatchee averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works East Wenatchee every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in East Wenatchee I already own here and may sell

Common questions

How much does it cost to own a home in East Wenatchee?

A $414,000 home in East Wenatchee, Washington costs approximately $3,142 per month with 20% down at 7.24%. That is $2,257 principal and interest, $271 property tax, $61 homeowners insurance, $208 utilities and $345 set aside for maintenance.

What is the property tax rate in East Wenatchee?

East Wenatchee has an effective property tax rate of 0.786%, based on a median home value of $414,000 and median real estate taxes of $3,255. That is in line with the Douglas County average of 0.786%.

What is the average home price in East Wenatchee?

The median owner-occupied home value in East Wenatchee, Washington is $414,000, against $402,900 across Douglas County.

Is it cheaper to rent or buy in East Wenatchee?

Median gross rent in East Wenatchee is $1,284 a month, against $3,142 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in East Wenatchee?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in East Wenatchee, Washington at today's rate takes a household income of roughly $134,500 a year. That covers the full $3,142 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Wenatchee, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Washington.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology