Cost to Own
United StatesMassachusettsBarnstable CountyEast Sandwich Population 3,597 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Sandwich, Massachusetts

A $652,000 home here costs

$4,969

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,352. The real number is $1,618 higher every month — 48% more than the payment most buyers budget for.

East Sandwich median: $651,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $521,600 borrowed $3,352
Property tax1.065% effective rate for East Sandwich itself $579
Homeowners insuranceMassachusetts averages $1,712/yr (NAIC), or 0.31% of home value $168
Electricity28.82¢/kWh — Massachusetts residential average, EIA $259
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $543
Total monthly $4,969

East Sandwich against Barnstable County and Massachusetts

MeasureEast SandwichBarnstable County
Median home value$651,900$575,900
Median property tax$6,940$4,090
Effective tax rate1.065%0.710%
Median gross rent$1,556$1,596
Population3,597230,073

The weather behind that power bill

East Sandwich sits in Barnstable County, which averages a high of 80.8°F in its hottest month and a low of 24.1°F in its coldest, with 44.7" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 632 cooling and 5,518 heating degree days, which is what sets the $259 electricity line above.

See the full climate breakdown for Barnstable County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Barnstable County

Full Barnstable County cost breakdown · Every county in Massachusetts

Common questions

How much does it cost to own a home in East Sandwich?

A $652,000 home in East Sandwich, Massachusetts costs approximately $4,969 per month with 20% down at 6.66%. That is $3,352 principal and interest, $579 property tax, $168 homeowners insurance, $327 utilities and $543 set aside for maintenance.

What is the property tax rate in East Sandwich?

East Sandwich has an effective property tax rate of 1.065%, based on a median home value of $651,900 and median real estate taxes of $6,940. That is higher than the Barnstable County average of 0.710%.

What is the average home price in East Sandwich?

The median owner-occupied home value in East Sandwich, Massachusetts is $651,900, against $575,900 across Barnstable County.

Is it cheaper to rent or buy in East Sandwich?

Median gross rent in East Sandwich is $1,556 a month, against $4,969 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Sandwich — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Massachusetts.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology