Cost to Own
United StatesPennsylvaniaDelaware CountyEast Lansdowne Population 2,699 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Lansdowne, Pennsylvania

A $201,000 home here costs

$1,964

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,033. The real number is $931 higher every month — 90% more than the payment most buyers budget for.

East Lansdowne median: $201,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $160,800 borrowed $1,033
Property tax2.592% effective rate for East Lansdowne itself $434
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $67
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $168
Total monthly $1,964

East Lansdowne against Delaware County and Pennsylvania

MeasureEast LansdowneDelaware County
Median home value$201,400$302,400
Median property tax$5,220$6,001
Effective tax rate2.592%1.984%
Median gross rent$1,542$1,315
Population2,699576,195

The weather behind that power bill

East Lansdowne sits in Delaware County, which averages a high of 87.8°F in its hottest month and a low of 26.0°F in its coldest, with 44.11" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,358 cooling and 4,510 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Delaware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Delaware County

Full Delaware County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in East Lansdowne?

A $201,000 home in East Lansdowne, Pennsylvania costs approximately $1,964 per month with 20% down at 6.66%. That is $1,033 principal and interest, $434 property tax, $67 homeowners insurance, $262 utilities and $168 set aside for maintenance.

What is the property tax rate in East Lansdowne?

East Lansdowne has an effective property tax rate of 2.592%, based on a median home value of $201,400 and median real estate taxes of $5,220. That is higher than the Delaware County average of 1.984%.

What is the average home price in East Lansdowne?

The median owner-occupied home value in East Lansdowne, Pennsylvania is $201,400, against $302,400 across Delaware County.

Is it cheaper to rent or buy in East Lansdowne?

Median gross rent in East Lansdowne is $1,542 a month, against $1,964 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Lansdowne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology