Cost to Own
United StatesCaliforniaSanta Clara CountyEast Foothills Population 8,630 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Foothills, California

A $1,214,000 home here costs

$8,553

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $6,241. The real number is $2,311 higher every month — 37% more than the payment most buyers budget for.

East Foothills median: $1,214,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $971,200 borrowed $6,241
Property tax0.736% effective rate for East Foothills itself $745
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $188
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $1,012
Total monthly $8,553

East Foothills against Santa Clara County and California

MeasureEast FoothillsSanta Clara County
Median home value$1,214,000$1,382,800
Median property tax$8,935$9,766
Effective tax rate0.736%0.706%
Median gross rent$3,247$2,814
Population8,6301,903,297

The weather behind that power bill

East Foothills sits in Santa Clara County, which averages a high of 81.4°F in its hottest month and a low of 41.7°F in its coldest, with 13.48" of precipitation a year and 58% of it in a single three-month stretch. That climate drives 624 cooling and 2,184 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Santa Clara County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Santa Clara County

Full Santa Clara County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in East Foothills?

A $1,214,000 home in East Foothills, California costs approximately $8,553 per month with 20% down at 6.66%. That is $6,241 principal and interest, $745 property tax, $188 homeowners insurance, $367 utilities and $1,012 set aside for maintenance.

What is the property tax rate in East Foothills?

East Foothills has an effective property tax rate of 0.736%, based on a median home value of $1,214,000 and median real estate taxes of $8,935. That is higher than the Santa Clara County average of 0.706%.

What is the average home price in East Foothills?

The median owner-occupied home value in East Foothills, California is $1,214,000, against $1,382,800 across Santa Clara County.

Is it cheaper to rent or buy in East Foothills?

Median gross rent in East Foothills is $3,247 a month, against $8,553 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Foothills — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology