Total monthly cost of ownership
Cost to Own a Home in East Camden, South Carolina
A $150,000 home here costs
$1,231per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $771. The real number is $460 higher every month — 60% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
East Camden against Kershaw County and South Carolina
| Measure | East Camden | Kershaw County |
|---|---|---|
| Median home value | $150,400 | $191,900 |
| Median property tax | $590 | $937 |
| Effective tax rate | 0.392% | 0.488% |
| Median gross rent | $876 | $872 |
| Population | 4,210 | 66,924 |
The weather behind that power bill
East Camden sits in Kershaw County, which averages a high of 92.2°F in its hottest month and a low of 31.5°F in its coldest, with 38.31" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,024 cooling and 2,759 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Kershaw County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kershaw County
Full Kershaw County cost breakdown · Every county in South Carolina
Common questions
How much does it cost to own a home in East Camden?
A $150,000 home in East Camden, South Carolina costs approximately $1,231 per month with 20% down at 6.66%. That is $771 principal and interest, $49 property tax, $72 homeowners insurance, $213 utilities and $125 set aside for maintenance.
What is the property tax rate in East Camden?
East Camden has an effective property tax rate of 0.392%, based on a median home value of $150,400 and median real estate taxes of $590. That is lower than the Kershaw County average of 0.488%.
What is the average home price in East Camden?
The median owner-occupied home value in East Camden, South Carolina is $150,400, against $191,900 across Kershaw County.
Is it cheaper to rent or buy in East Camden?
Median gross rent in East Camden is $876 a month, against $1,231 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for East Camden — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for South Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.