Total monthly cost of ownership
Cost to Own a Home in East Camden, South Carolina
A $150,000 home here costs
$1,298per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $55,500 a year.
A standard mortgage calculator would have told you $818. The real number is $480 higher every month, 59% more than the payment most buyers budget for.
Compare Kershaw County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for East Camden from a five-year rolling sample, and with about 4,210 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Kershaw County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
East Camden against Kershaw County and South Carolina
| Measure | East Camden | Kershaw County |
|---|---|---|
| Median home value | $150,400 | $191,900 |
| Median property tax | $590 | $937 |
| Effective tax rate | 0.392% | 0.488% |
| Median gross rent | $876 | $872 |
| Population | 4,210 | 66,924 |
The weather behind that power bill
East Camden sits in Kershaw County, which averages a high of 92.2°F in its hottest month and a low of 31.5°F in its coldest, with 38.31" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,024 cooling and 2,759 heating degree days, which is what sets the $165 electricity line above.
See the full climate breakdown for Kershaw County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kershaw County
Full Kershaw County cost breakdown · Every county in South Carolina
Talk to someone who works this market
These are East Camden averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works East Camden every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in East Camden I already own here and may sell
Common questions
How much does it cost to own a home in East Camden?
A $150,000 home in East Camden, South Carolina costs approximately $1,298 per month with 20% down at 7.24%. That is $818 principal and interest, $49 property tax, $72 homeowners insurance, $233 utilities and $125 set aside for maintenance.
What is the property tax rate in East Camden?
East Camden has an effective property tax rate of 0.392%, based on a median home value of $150,400 and median real estate taxes of $590. That is lower than the Kershaw County average of 0.488%.
What is the average home price in East Camden?
The median owner-occupied home value in East Camden, South Carolina is $150,400, against $191,900 across Kershaw County.
Is it cheaper to rent or buy in East Camden?
Median gross rent in East Camden is $876 a month, against $1,298 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in East Camden?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in East Camden, South Carolina at today's rate takes a household income of roughly $55,500 a year. That covers the full $1,298 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for East Camden, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for South Carolina.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.