Cost to Own
United StatesNebraskaCass CountyEagle Population 1,089 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Eagle, Nebraska

A $162,000 home here costs

$1,493

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $833. The real number is $660 higher every month — 79% more than the payment most buyers budget for.

Eagle median: $161,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $129,600 borrowed $833
Property tax1.726% effective rate for Eagle itself $233
Homeowners insuranceNebraska averages $1,684/yr (NAIC), or 0.755% of home value $102
Electricity13.59¢/kWh — Nebraska residential average, EIA $122
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $135
Total monthly $1,493

Eagle against Cass County and Nebraska

MeasureEagleCass County
Median home value$161,800$247,200
Median property tax$2,793$3,545
Effective tax rate1.726%1.434%
Median gross rent$733$987
Population1,08926,963

The weather behind that power bill

Eagle sits in Cass County, which averages a high of 85.9°F in its hottest month and a low of 13.7°F in its coldest, with 33.6" of precipitation a year and 43% of it in a single three-month stretch. That climate drives 1,047 cooling and 6,037 heating degree days, which is what sets the $122 electricity line above.

See the full climate breakdown for Cass County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Cass County

Full Cass County cost breakdown · Every county in Nebraska

Common questions

How much does it cost to own a home in Eagle?

A $162,000 home in Eagle, Nebraska costs approximately $1,493 per month with 20% down at 6.66%. That is $833 principal and interest, $233 property tax, $102 homeowners insurance, $190 utilities and $135 set aside for maintenance.

What is the property tax rate in Eagle?

Eagle has an effective property tax rate of 1.726%, based on a median home value of $161,800 and median real estate taxes of $2,793. That is higher than the Cass County average of 1.434%.

What is the average home price in Eagle?

The median owner-occupied home value in Eagle, Nebraska is $161,800, against $247,200 across Cass County.

Is it cheaper to rent or buy in Eagle?

Median gross rent in Eagle is $733 a month, against $1,493 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Eagle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Nebraska.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology