Cost to Own
United StatesLouisianaLafayette ParishDuson Population 1,369 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Duson, Louisiana

A $57,000 home here costs

$607

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $293. The real number is $314 higher every month — 107% more than the payment most buyers budget for.

Duson median: $57,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $45,600 borrowed $293
Property tax0.427% effective rate for Duson itself $20
Homeowners insuranceLouisiana averages $2,259/yr (NAIC), or 1.083% of home value $51
Electricity14.15¢/kWh — Louisiana residential average, EIA $127
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $48
Total monthly $607

Duson against Lafayette Parish and Louisiana

MeasureDusonLafayette Parish
Median home value$57,400$234,200
Median property tax$245$1,329
Effective tax rate0.427%0.567%
Median gross rent$754$1,022
Population1,369245,075

Duson extends across 2 counties. Figures here use Lafayette Parish, where most of its housing sits.

The weather behind that power bill

Duson sits in Lafayette Parish, which averages a high of 91.6°F in its hottest month and a low of 41.2°F in its coldest, with 64.74" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,716 cooling and 1,575 heating degree days, which is what sets the $127 electricity line above.

See the full climate breakdown for Lafayette Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lafayette Parish

Full Lafayette Parish cost breakdown · Every county in Louisiana

Common questions

How much does it cost to own a home in Duson?

A $57,000 home in Duson, Louisiana costs approximately $607 per month with 20% down at 6.66%. That is $293 principal and interest, $20 property tax, $51 homeowners insurance, $195 utilities and $48 set aside for maintenance.

What is the property tax rate in Duson?

Duson has an effective property tax rate of 0.427%, based on a median home value of $57,400 and median real estate taxes of $245. That is lower than the Lafayette Parish average of 0.567%.

What is the average home price in Duson?

The median owner-occupied home value in Duson, Louisiana is $57,400, against $234,200 across Lafayette Parish.

Is it cheaper to rent or buy in Duson?

Median gross rent in Duson is $754 a month, against $607 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Duson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Louisiana.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology