Total monthly cost of ownership
Cost to Own a Home in Durant, Oklahoma
A $156,000 home here costs
$1,362per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $802. The real number is $560 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Durant against Bryan County and Oklahoma
| Measure | Durant | Bryan County |
|---|---|---|
| Median home value | $155,800 | $163,700 |
| Median property tax | $1,082 | $1,040 |
| Effective tax rate | 0.694% | 0.635% |
| Median gross rent | $908 | $914 |
| Population | 19,209 | 47,237 |
The weather behind that power bill
Durant sits in Bryan County, which averages a high of 94.3°F in its hottest month and a low of 32.9°F in its coldest, with 45.25" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,236 cooling and 2,763 heating degree days, which is what sets the $120 electricity line above.
See the full climate breakdown for Bryan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bryan County
Common questions
How much does it cost to own a home in Durant?
A $156,000 home in Durant, Oklahoma costs approximately $1,362 per month with 20% down at 6.66%. That is $802 principal and interest, $90 property tax, $151 homeowners insurance, $188 utilities and $130 set aside for maintenance.
What is the property tax rate in Durant?
Durant has an effective property tax rate of 0.694%, based on a median home value of $155,800 and median real estate taxes of $1,082. That is higher than the Bryan County average of 0.635%.
What is the average home price in Durant?
The median owner-occupied home value in Durant, Oklahoma is $155,800, against $163,700 across Bryan County.
Is it cheaper to rent or buy in Durant?
Median gross rent in Durant is $908 a month, against $1,362 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Durant — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Oklahoma.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.