Total monthly cost of ownership
Cost to Own a Home in Dunlap, Iowa
A $116,000 home here costs
$1,088per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $596. The real number is $491 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dunlap against Crawford County and Iowa
| Measure | Dunlap | Crawford County |
|---|---|---|
| Median home value | $115,600 | $136,300 |
| Median property tax | $1,783 | $1,799 |
| Effective tax rate | 1.542% | 1.320% |
| Median gross rent | $934 | $727 |
| Population | 1,318 | 16,289 |
Dunlap extends across 2 counties. Figures here use Crawford County, where most of its housing sits.
The weather behind that power bill
Dunlap sits in Crawford County, which averages a high of 83.1°F in its hottest month and a low of 9.8°F in its coldest, with 33.64" of precipitation a year and 41% of it in a single three-month stretch. That climate drives 755 cooling and 7,112 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Common questions
How much does it cost to own a home in Dunlap?
A $116,000 home in Dunlap, Iowa costs approximately $1,088 per month with 20% down at 6.66%. That is $596 principal and interest, $149 property tax, $50 homeowners insurance, $195 utilities and $97 set aside for maintenance.
What is the property tax rate in Dunlap?
Dunlap has an effective property tax rate of 1.542%, based on a median home value of $115,600 and median real estate taxes of $1,783. That is higher than the Crawford County average of 1.320%.
What is the average home price in Dunlap?
The median owner-occupied home value in Dunlap, Iowa is $115,600, against $136,300 across Crawford County.
Is it cheaper to rent or buy in Dunlap?
Median gross rent in Dunlap is $934 a month, against $1,088 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dunlap — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.