Total monthly cost of ownership
Cost to Own a Home in Dumas, Arkansas
A $91,000 home here costs
$854per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $468. The real number is $386 higher every month — 82% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dumas against Desha County and Arkansas
| Measure | Dumas | Desha County |
|---|---|---|
| Median home value | $90,800 | $89,100 |
| Median property tax | $538 | $517 |
| Effective tax rate | 0.593% | 0.580% |
| Median gross rent | $761 | $689 |
| Population | 3,877 | 11,041 |
The weather behind that power bill
Dumas sits in Desha County, which averages a high of 90.2°F in its hottest month and a low of 33.8°F in its coldest, with 54.64" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,132 cooling and 2,859 heating degree days, which is what sets the $129 electricity line above.
See the full climate breakdown for Desha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Desha County
Common questions
How much does it cost to own a home in Dumas?
A $91,000 home in Dumas, Arkansas costs approximately $854 per month with 20% down at 6.66%. That is $468 principal and interest, $45 property tax, $68 homeowners insurance, $197 utilities and $76 set aside for maintenance.
What is the property tax rate in Dumas?
Dumas has an effective property tax rate of 0.593%, based on a median home value of $90,800 and median real estate taxes of $538. That is higher than the Desha County average of 0.580%.
What is the average home price in Dumas?
The median owner-occupied home value in Dumas, Arkansas is $90,800, against $89,100 across Desha County.
Is it cheaper to rent or buy in Dumas?
Median gross rent in Dumas is $761 a month, against $854 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dumas — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Arkansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.