Total monthly cost of ownership
Cost to Own a Home in Duchesne, Utah
A $217,000 home here costs
$1,625per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,116. The real number is $510 higher every month — 46% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Duchesne against Duchesne County and Utah
| Measure | Duchesne | Duchesne County |
|---|---|---|
| Median home value | $216,700 | $253,600 |
| Median property tax | $1,342 | $1,611 |
| Effective tax rate | 0.619% | 0.635% |
| Median gross rent | $1,050 | $934 |
| Population | 1,744 | 19,932 |
The weather behind that power bill
Duchesne sits in Duchesne County, which averages a high of 88.5°F in its hottest month and a low of 10.5°F in its coldest, with 9.45" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 533 cooling and 6,663 heating degree days, which is what sets the $117 electricity line above.
See the full climate breakdown for Duchesne County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Duchesne County
Common questions
How much does it cost to own a home in Duchesne?
A $217,000 home in Duchesne, Utah costs approximately $1,625 per month with 20% down at 6.66%. That is $1,116 principal and interest, $112 property tax, $33 homeowners insurance, $185 utilities and $181 set aside for maintenance.
What is the property tax rate in Duchesne?
Duchesne has an effective property tax rate of 0.619%, based on a median home value of $216,700 and median real estate taxes of $1,342. That is lower than the Duchesne County average of 0.635%.
What is the average home price in Duchesne?
The median owner-occupied home value in Duchesne, Utah is $216,700, against $253,600 across Duchesne County.
Is it cheaper to rent or buy in Duchesne?
Median gross rent in Duchesne is $1,050 a month, against $1,625 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Duchesne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Utah.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.