Total monthly cost of ownership
Cost to Own a Home in Dublin, Georgia
A $174,000 home here costs
$1,463per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $895. The real number is $569 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dublin against Laurens County and Georgia
| Measure | Dublin | Laurens County |
|---|---|---|
| Median home value | $173,500 | $137,400 |
| Median property tax | $1,649 | $1,057 |
| Effective tax rate | 0.950% | 0.769% |
| Median gross rent | $752 | $769 |
| Population | 16,023 | 49,619 |
The weather behind that power bill
Dublin sits in Laurens County, which averages a high of 94.0°F in its hottest month and a low of 35.1°F in its coldest, with 47.27" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,267 cooling and 2,262 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Laurens County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Laurens County
Full Laurens County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Dublin?
A $174,000 home in Dublin, Georgia costs approximately $1,463 per month with 20% down at 6.66%. That is $895 principal and interest, $138 property tax, $76 homeowners insurance, $210 utilities and $145 set aside for maintenance.
What is the property tax rate in Dublin?
Dublin has an effective property tax rate of 0.950%, based on a median home value of $173,500 and median real estate taxes of $1,649. That is higher than the Laurens County average of 0.769%.
What is the average home price in Dublin?
The median owner-occupied home value in Dublin, Georgia is $173,500, against $137,400 across Laurens County.
Is it cheaper to rent or buy in Dublin?
Median gross rent in Dublin is $752 a month, against $1,463 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dublin — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.