Cost to Own
United StatesMississippiSunflower CountyDrew Population 2,186 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Drew, Mississippi

A $60,000 home here costs

$694

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $308. The real number is $385 higher every month — 125% more than the payment most buyers budget for.

Drew median: $60,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $48,000 borrowed $308
Property tax1.355% effective rate for Drew itself $68
Homeowners insuranceMississippi averages $1,766/yr (NAIC), or 1.087% of home value $54
Electricity16.16¢/kWh — Mississippi residential average, EIA $145
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $50
Total monthly $694

Drew against Sunflower County and Mississippi

MeasureDrewSunflower County
Median home value$60,000$103,400
Median property tax$813$909
Effective tax rate1.355%0.879%
Median gross rent$687$670
Population2,18625,328

The weather behind that power bill

Drew sits in Sunflower County, which averages a high of 91.3°F in its hottest month and a low of 35.1°F in its coldest, with 55.76" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,353 cooling and 2,601 heating degree days, which is what sets the $145 electricity line above.

See the full climate breakdown for Sunflower County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Sunflower County

Full Sunflower County cost breakdown · Every county in Mississippi

Common questions

How much does it cost to own a home in Drew?

A $60,000 home in Drew, Mississippi costs approximately $694 per month with 20% down at 6.66%. That is $308 principal and interest, $68 property tax, $54 homeowners insurance, $213 utilities and $50 set aside for maintenance.

What is the property tax rate in Drew?

Drew has an effective property tax rate of 1.355%, based on a median home value of $60,000 and median real estate taxes of $813. That is higher than the Sunflower County average of 0.879%.

What is the average home price in Drew?

The median owner-occupied home value in Drew, Mississippi is $60,000, against $103,400 across Sunflower County.

Is it cheaper to rent or buy in Drew?

Median gross rent in Drew is $687 a month, against $694 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Drew — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Mississippi.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology