Cost to Own
United StatesMainePiscataquis CountyDover-Foxcroft Population 2,758 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dover-Foxcroft, Maine

A $138,000 home here costs

$1,339

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $709. The real number is $630 higher every month — 89% more than the payment most buyers budget for.

Dover-Foxcroft median: $137,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $110,400 borrowed $709
Property tax1.292% effective rate for Dover-Foxcroft itself $149
Homeowners insuranceMaine averages $996/yr (NAIC), or 0.356% of home value $41
Electricity28.63¢/kWh — Maine residential average, EIA $257
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $115
Total monthly $1,339

Dover-Foxcroft against Piscataquis County and Maine

MeasureDover-FoxcroftPiscataquis County
Median home value$137,500$153,300
Median property tax$1,777$1,487
Effective tax rate1.292%0.970%
Median gross rent$880$807
Population2,75817,125

The weather behind that power bill

Dover-Foxcroft sits in Piscataquis County, which averages a high of 78.9°F in its hottest month and a low of 6.1°F in its coldest, with 42.6" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 293 cooling and 8,351 heating degree days, which is what sets the $257 electricity line above.

See the full climate breakdown for Piscataquis County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Piscataquis County

Full Piscataquis County cost breakdown · Every county in Maine

Common questions

How much does it cost to own a home in Dover-Foxcroft?

A $138,000 home in Dover-Foxcroft, Maine costs approximately $1,339 per month with 20% down at 6.66%. That is $709 principal and interest, $149 property tax, $41 homeowners insurance, $325 utilities and $115 set aside for maintenance.

What is the property tax rate in Dover-Foxcroft?

Dover-Foxcroft has an effective property tax rate of 1.292%, based on a median home value of $137,500 and median real estate taxes of $1,777. That is higher than the Piscataquis County average of 0.970%.

What is the average home price in Dover-Foxcroft?

The median owner-occupied home value in Dover-Foxcroft, Maine is $137,500, against $153,300 across Piscataquis County.

Is it cheaper to rent or buy in Dover-Foxcroft?

Median gross rent in Dover-Foxcroft is $880 a month, against $1,339 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dover-Foxcroft — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maine.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology