Total monthly cost of ownership
Cost to Own a Home in Dover-Foxcroft, Maine
A $138,000 home here costs
$1,301per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $56,000 a year.
A standard mortgage calculator would have told you $752. The real number is $549 higher every month, 73% more than the payment most buyers budget for.
Compare Piscataquis County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Dover-Foxcroft from a five-year rolling sample, and with about 2,758 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Piscataquis County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dover-Foxcroft against Piscataquis County and Maine
| Measure | Dover-Foxcroft | Piscataquis County |
|---|---|---|
| Median home value | $137,500 | $153,300 |
| Median property tax | $1,777 | $1,487 |
| Effective tax rate | 1.292% | 0.970% |
| Median gross rent | $880 | $807 |
| Population | 2,758 | 17,125 |
The weather behind that power bill
Dover-Foxcroft sits in Piscataquis County, which averages a high of 78.9°F in its hottest month and a low of 6.1°F in its coldest, with 42.6" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 293 cooling and 8,351 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Piscataquis County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Piscataquis County
Full Piscataquis County cost breakdown · Every county in Maine
Talk to someone who works this market
These are Dover-Foxcroft averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Dover-Foxcroft every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Dover-Foxcroft I already own here and may sell
Common questions
How much does it cost to own a home in Dover-Foxcroft?
A $138,000 home in Dover-Foxcroft, Maine costs approximately $1,301 per month with 20% down at 7.24%. That is $752 principal and interest, $149 property tax, $41 homeowners insurance, $245 utilities and $115 set aside for maintenance.
What is the property tax rate in Dover-Foxcroft?
Dover-Foxcroft has an effective property tax rate of 1.292%, based on a median home value of $137,500 and median real estate taxes of $1,777. That is higher than the Piscataquis County average of 0.970%.
What is the average home price in Dover-Foxcroft?
The median owner-occupied home value in Dover-Foxcroft, Maine is $137,500, against $153,300 across Piscataquis County.
Is it cheaper to rent or buy in Dover-Foxcroft?
Median gross rent in Dover-Foxcroft is $880 a month, against $1,301 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Dover-Foxcroft?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Dover-Foxcroft, Maine at today's rate takes a household income of roughly $56,000 a year. That covers the full $1,301 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dover-Foxcroft, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Maine.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.