Total monthly cost of ownership
Cost to Own a Home in Douglas, Georgia
A $136,000 home here costs
$1,189per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $699. The real number is $490 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Douglas against Coffee County and Georgia
| Measure | Douglas | Coffee County |
|---|---|---|
| Median home value | $136,100 | $125,700 |
| Median property tax | $1,288 | $1,014 |
| Effective tax rate | 0.946% | 0.807% |
| Median gross rent | $704 | $713 |
| Population | 11,720 | 43,161 |
The weather behind that power bill
Douglas sits in Coffee County, which averages a high of 93.2°F in its hottest month and a low of 39.3°F in its coldest, with 44.8" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,542 cooling and 1,645 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Coffee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Coffee County
Common questions
How much does it cost to own a home in Douglas?
A $136,000 home in Douglas, Georgia costs approximately $1,189 per month with 20% down at 6.66%. That is $699 principal and interest, $107 property tax, $59 homeowners insurance, $210 utilities and $113 set aside for maintenance.
What is the property tax rate in Douglas?
Douglas has an effective property tax rate of 0.946%, based on a median home value of $136,100 and median real estate taxes of $1,288. That is higher than the Coffee County average of 0.807%.
What is the average home price in Douglas?
The median owner-occupied home value in Douglas, Georgia is $136,100, against $125,700 across Coffee County.
Is it cheaper to rent or buy in Douglas?
Median gross rent in Douglas is $704 a month, against $1,189 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Douglas — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.