Total monthly cost of ownership
Cost to Own a Home in Dotsero, Colorado
A $472,000 home here costs
$3,474per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $149,000 a year.
A standard mortgage calculator would have told you $2,573. The real number is $900 higher every month, 35% more than the payment most buyers budget for.
Compare Eagle County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Dotsero from a five-year rolling sample, and with about 1,321 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Eagle County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dotsero against Eagle County and Colorado
| Measure | Dotsero | Eagle County |
|---|---|---|
| Median home value | $471,600 | $814,700 |
| Median property tax | $2,234 | $3,339 |
| Effective tax rate | 0.474% | 0.410% |
| Median gross rent | — | $2,032 |
| Population | 1,321 | 55,374 |
The weather behind that power bill
Dotsero sits in Eagle County, which averages a high of 82.2°F in its hottest month and a low of 8.7°F in its coldest, with 14.92" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 90 cooling and 8,142 heating degree days, which is what sets the $116 electricity line above.
See the full climate breakdown for Eagle County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Eagle County
Talk to someone who works this market
These are Dotsero averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Dotsero every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Dotsero I already own here and may sell
Common questions
How much does it cost to own a home in Dotsero?
A $472,000 home in Dotsero, Colorado costs approximately $3,474 per month with 20% down at 7.24%. That is $2,573 principal and interest, $186 property tax, $137 homeowners insurance, $184 utilities and $393 set aside for maintenance.
What is the property tax rate in Dotsero?
Dotsero has an effective property tax rate of 0.474%, based on a median home value of $471,600 and median real estate taxes of $2,234. That is higher than the Eagle County average of 0.410%.
What is the average home price in Dotsero?
The median owner-occupied home value in Dotsero, Colorado is $471,600, against $814,700 across Eagle County.
Is it cheaper to rent or buy in Dotsero?
Rent data is not published for Dotsero at this level of detail.
What salary do you need to buy a home in Dotsero?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Dotsero, Colorado at today's rate takes a household income of roughly $149,000 a year. That covers the full $3,474 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dotsero, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Colorado.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.