Cost to Own
United States › Texas › Hidalgo County › Doolittle Population 6,162 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
Before you budget for Doolittle FEMA rates natural hazard risk in Hidalgo County Relatively High, with cold wave its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Doolittle, Texas

A $75,000 home here costs

$860

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $37,000 a year.

P&I 48%Tax 11%Insurance 6%Utilities 28%Upkeep 7%

A standard mortgage calculator would have told you $409. The real number is $451 higher every month, 110% more than the payment most buyers budget for.

Compare Hidalgo County with anywhere in America · full county breakdown

Doolittle median: $74,600
Under 20% adds PMI
Freddie Mac PMMS
TX average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $60,000 borrowed $409
Property tax1.542% effective rate for Doolittle itself $96
Homeowners insuranceTexas averages $2,124/yr (NAIC), or 0.794% of home value $50
Electricity15.91ยข/kWh, Texas residential average, EIA $174
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $63
Total monthly $860

Doolittle against Hidalgo County and Texas

MeasureDoolittleHidalgo County
Median home value$74,600$124,000
Median property tax$1,150$2,187
Effective tax rate1.542%1.764%
Median gross rent$1,016$925
Population6,162880,921

The weather behind that power bill

Doolittle sits in Hidalgo County, which averages a high of 98.2°F in its hottest month and a low of 48.7°F in its coldest, with 23.63" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 4,269 cooling and 644 heating degree days, which is what sets the $174 electricity line above.

See the full climate breakdown for Hidalgo County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hidalgo County

Full Hidalgo County cost breakdown · Every county in Texas

Talk to someone who works this market

These are Doolittle averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Doolittle every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Doolittle I already own here and may sell

Common questions

How much does it cost to own a home in Doolittle?

A $75,000 home in Doolittle, Texas costs approximately $860 per month with 20% down at 7.24%. That is $409 principal and interest, $96 property tax, $50 homeowners insurance, $242 utilities and $63 set aside for maintenance.

What is the property tax rate in Doolittle?

Doolittle has an effective property tax rate of 1.542%, based on a median home value of $74,600 and median real estate taxes of $1,150. That is lower than the Hidalgo County average of 1.764%.

What is the average home price in Doolittle?

The median owner-occupied home value in Doolittle, Texas is $74,600, against $124,000 across Hidalgo County.

Is it cheaper to rent or buy in Doolittle?

Median gross rent in Doolittle is $1,016 a month, against $860 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Doolittle?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Doolittle, Texas at today's rate takes a household income of roughly $37,000 a year. That covers the full $860 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Doolittle, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Texas.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology