Cost to Own
United StatesGeorgiaSeminole CountyDonalsonville Population 2,823 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Donalsonville, Georgia

A $101,000 home here costs

$981

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $519. The real number is $462 higher every month — 89% more than the payment most buyers budget for.

Donalsonville median: $100,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $80,800 borrowed $519
Property tax1.468% effective rate for Donalsonville itself $124
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $44
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $84
Total monthly $981

Donalsonville against Seminole County and Georgia

MeasureDonalsonvilleSeminole County
Median home value$100,500$111,600
Median property tax$1,475$1,361
Effective tax rate1.468%1.220%
Median gross rent$859$819
Population2,8239,117

The weather behind that power bill

Donalsonville sits in Seminole County, which averages a high of 91.3°F in its hottest month and a low of 38.9°F in its coldest, with 56.93" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,536 cooling and 1,796 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Seminole County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Seminole County

No other places of this size are published in Seminole County.

Full Seminole County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Donalsonville?

A $101,000 home in Donalsonville, Georgia costs approximately $981 per month with 20% down at 6.66%. That is $519 principal and interest, $124 property tax, $44 homeowners insurance, $210 utilities and $84 set aside for maintenance.

What is the property tax rate in Donalsonville?

Donalsonville has an effective property tax rate of 1.468%, based on a median home value of $100,500 and median real estate taxes of $1,475. That is higher than the Seminole County average of 1.220%.

What is the average home price in Donalsonville?

The median owner-occupied home value in Donalsonville, Georgia is $100,500, against $111,600 across Seminole County.

Is it cheaper to rent or buy in Donalsonville?

Median gross rent in Donalsonville is $859 a month, against $981 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Donalsonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology