Total monthly cost of ownership
Cost to Own a Home in Dodson Branch, Tennessee
A $124,000 home here costs
$1,056per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $637. The real number is $418 higher every month — 66% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Dodson Branch against Jackson County and Tennessee
| Measure | Dodson Branch | Jackson County |
|---|---|---|
| Median home value | $124,000 | $135,200 |
| Median property tax | $775 | $671 |
| Effective tax rate | 0.625% | 0.496% |
| Median gross rent | — | $804 |
| Population | 1,163 | 11,882 |
The weather behind that power bill
Dodson Branch sits in Jackson County, which averages a high of 89.9°F in its hottest month and a low of 23.6°F in its coldest, with 56.5" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,357 cooling and 4,120 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Jackson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jackson County
Full Jackson County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Dodson Branch?
A $124,000 home in Dodson Branch, Tennessee costs approximately $1,056 per month with 20% down at 6.66%. That is $637 principal and interest, $65 property tax, $52 homeowners insurance, $198 utilities and $103 set aside for maintenance.
What is the property tax rate in Dodson Branch?
Dodson Branch has an effective property tax rate of 0.625%, based on a median home value of $124,000 and median real estate taxes of $775. That is higher than the Jackson County average of 0.496%.
What is the average home price in Dodson Branch?
The median owner-occupied home value in Dodson Branch, Tennessee is $124,000, against $135,200 across Jackson County.
Is it cheaper to rent or buy in Dodson Branch?
Rent data is not published for Dodson Branch at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Dodson Branch — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.