Cost to Own
United StatesMissouriPulaski CountyDixon Population 1,267 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dixon, Missouri

A $134,000 home here costs

$1,152

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $689. The real number is $463 higher every month — 67% more than the payment most buyers budget for.

Dixon median: $134,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $107,200 borrowed $689
Property tax0.814% effective rate for Dixon itself $91
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $70
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $112
Total monthly $1,152

Dixon against Pulaski County and Missouri

MeasureDixonPulaski County
Median home value$134,300$189,700
Median property tax$1,093$1,159
Effective tax rate0.814%0.611%
Median gross rent$660$1,072
Population1,26753,850

The weather behind that power bill

Dixon sits in Pulaski County, which averages a high of 89.1°F in its hottest month and a low of 22.4°F in its coldest, with 47.46" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,399 cooling and 4,453 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for Pulaski County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pulaski County

Full Pulaski County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Dixon?

A $134,000 home in Dixon, Missouri costs approximately $1,152 per month with 20% down at 6.66%. That is $689 principal and interest, $91 property tax, $70 homeowners insurance, $191 utilities and $112 set aside for maintenance.

What is the property tax rate in Dixon?

Dixon has an effective property tax rate of 0.814%, based on a median home value of $134,300 and median real estate taxes of $1,093. That is higher than the Pulaski County average of 0.611%.

What is the average home price in Dixon?

The median owner-occupied home value in Dixon, Missouri is $134,300, against $189,700 across Pulaski County.

Is it cheaper to rent or buy in Dixon?

Median gross rent in Dixon is $660 a month, against $1,152 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dixon — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology