Cost to Own
United StatesPennsylvaniaDelaware CountyDilworthtown Population 1,098 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dilworthtown, Pennsylvania

A $551,000 home here costs

$4,431

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,833. The real number is $1,598 higher every month — 56% more than the payment most buyers budget for.

Dilworthtown median: $550,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $440,800 borrowed $2,833
Property tax1.509% effective rate for Dilworthtown itself $693
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $184
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $459
Total monthly $4,431

Dilworthtown against Delaware County and Pennsylvania

MeasureDilworthtownDelaware County
Median home value$550,500$302,400
Median property tax$8,307$6,001
Effective tax rate1.509%1.984%
Median gross rent$1,315
Population1,098576,195

Dilworthtown extends across 2 counties. Figures here use Delaware County, where most of its housing sits.

The weather behind that power bill

Dilworthtown sits in Delaware County, which averages a high of 87.8°F in its hottest month and a low of 26.0°F in its coldest, with 44.11" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,358 cooling and 4,510 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Delaware County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Delaware County

Full Delaware County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Dilworthtown?

A $551,000 home in Dilworthtown, Pennsylvania costs approximately $4,431 per month with 20% down at 6.66%. That is $2,833 principal and interest, $693 property tax, $184 homeowners insurance, $262 utilities and $459 set aside for maintenance.

What is the property tax rate in Dilworthtown?

Dilworthtown has an effective property tax rate of 1.509%, based on a median home value of $550,500 and median real estate taxes of $8,307. That is lower than the Delaware County average of 1.984%.

What is the average home price in Dilworthtown?

The median owner-occupied home value in Dilworthtown, Pennsylvania is $550,500, against $302,400 across Delaware County.

Is it cheaper to rent or buy in Dilworthtown?

Rent data is not published for Dilworthtown at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dilworthtown — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology